social lending

With distrust in the finance industry at an all-time high, new ways of thinking about how currency changes hands couldn’t be more relevant. Personal loans, peer-to-peer investment platforms and crowdfunding effectively do away with the dreaded intermediaries (ie banks) by offering a collaborative approach to finance that feels much more sane. And when it comes to social lending, there’s no overhead. Plus the entire process is fairer, easier and ethical.

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Zopa is a popular peer-to-peer money exchange service for lending and borrowing.
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